Wednesday, October 10, 2012

Wherefore art thou, United Healthcare?

I cried when I got the letter from my insurance company that the coverage for the procedure was denied.

The non-insurance cost of the surgery was around $8,000.  This put it nicely out of reach.

Yes, the procedure is "medically necessary" for me... but as I am a fabulous self-employed artist, Mr. Right's company is the policy-picker.  I'm endlessly thankful that he has a job where good health insurance is provided, but as a small company they had to choose an affordable benefit plan that would work for the most people.  That plan does not cover breast reduction, period.

The irony is... I worked for a healthcare system with super-awesome-dreamy healthcare coverage back in the day when I was swingin' and single.  I probably could have had a reduction and paid about $100 out of pocket back then... but it wasn't even a gleam in my eye.

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